Insurance is a very complex, detailed product and that's why you need an experienced insurance broker to review your individual situation.
Every client is different with specific needs and circumstances. Product wordings vary as do the prices charged by Insurers so we make sure we are aware of developments within the Industry and only provide products and services that support your situation.
Building and contents insurance (including fire and flood)
Business interruption insurance
Construction Insurance (owner builders, builders, builders warranty)
Credit insurance for unpaid debts
Events (e.g. sporting and entertainment)
Industrial special risk insurance
Marine and transit insurance for goods
Personal accident insurance
Professional indemnity insurance
Public and product liability insurance (including liability for trades persons)
You've worked long and hard for your prized possessions, so it's important to have them properly covered. At Capital Insurance we have sourced policies that suit you and your family. Common products available are:
Motor Vehicle: Provides financial protection against: loss, damage or theft, property damage, towing costs, re-delivery and theft recovery costs and many other liabilities related to motor vehicles
Home and Contents: Home & Contents Insurance Policies provide protection for your personal assets against, Fire, Storm Damage, Theft, Malicious Damage and Glass Breakage
Boats and Pleasure Crafts: Provides protection for your boat, accessories and personal assets against, Fire, Damage, Theft and Malicious Damage
With hundreds of Small Business Operations varying in skills and risks, not all insurance is the same, some policies and insurers appear to be the same, but it’s not until disaster strikes that you really know the true value of quality cover. As experts in the Small Business Insurance Market, we can source cover for any occupation, including:
Hospitality Businesses - Accommodation, Restaurants, Cafes and more
Retail Shops Insurance including Manufacturing
Tradesman Insurance – Electricians, Plumbers, Carpenters, Brick Layers, Motor Trades and many more
Office and Professionals
Provides cover for medical and other expenses. These include but are not limited to:
Medical Expenses: Medical, Emergency Dental, Hospital and Ambulance Costs.
Personal Effects: Accidental loss, damage or theft of your possessions including luggage, travellers cheques, lost or stolen credit cards.
Cancellation Costs: Unforeseen cancellation of pre-paid travel and accommodation arrangements.
Personal Liability: Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.